Preheat oven to 425°.
Mix sugar, baking powder, salt, cinnamon, bananas, egg, butter, vanilla and cream in a large mixing bowl with a whisk.
Add flour, pecans and 1 cup of cinnamon chips.
Stir gently with a wooden spoon just until combined.
Don’t overmix the batter.
Spray 13 muffin tins with cooking spray.
Spoon batter evenly into each muffin tin.
Sprinkle additional cinnamon chips over top of batter.
(I added 10-15 cinnamon chips on top of each muffin).
Bake at 425° for 5 minutes.
Adjust temperature to 350°.
Continue baking an additional 20 minutes or until a toothpick inserted in center comes out clean.
Cool.